Home/Mold by state/North Dakota
State file ND Subject: mold, moisture and law Jurisdiction: State of North Dakota Stations on file: 4 Reviewed 2026-09-02
Climate and legal record

Mold in North Dakota: spring meltwater and a sealed winter

North Dakota's mold page belongs to the Department of Environmental Quality rather than the health department, and the state licenses no mold professionals. Its water arrives as spring meltwater on a river that flows the wrong way. Here is the NOAA record, the statute, and the practical sequence.

Published September 2, 2026 10 min read 9 primary sources, in the register Agency and statute checked
Exhibit A Fig. 0 / 4 NOAA stations

North Dakota's 4 first order weather stations

Plotted at their published coordinates and shaded by annual mean relative humidity. Grand Forks reads highest at 73 percent, Bismarck lowest at 70 percent.

North Dakota NOAA station map, annual mean relative humidity Grand Forks: 73 percent annual mean relative humidityFargo: 72 percent annual mean relative humidityBismarck: 70 percent annual mean relative humidityWilliston: 70 percent annual mean relative humidity Grand Forks73% mean RHFargo72% mean RHBismarck70% mean RHWilliston70% mean RH ANNUAL MEAN RH70%73%
Stations plotted from NOAA Integrated Surface Database coordinates on the US Census state outline. Humidity is the mean of NOAA's published morning and afternoon values. Source: NOAA NCEI Comparative Climatic Data. Mold Scanner AI

The state file, in five lines

Every line traces to the agency or the record named beneath it.
01 / Remediator license
None issued

North Dakota does not license, certify or register mold assessors or mold remediators.

Source register
02 / Humidity peak
December, 77%

The monthly mean bottoms out in May at 64 percent.

NOAA NCEI
03 / Highest reading
73%, Grand Forks

Mean RH across the 4 places on file, lowest at Bismarck on 70%.

NOAA NCEI
04 / Annual precipitation
15.1 to 23.9 in

Fargo is the wettest station on file, Williston the driest.

NOAA NCEI
05 / Stations on file
4 stations

Grand Forks, Fargo, Bismarck and Williston

NOAA NCEI
General information only. This page summarizes climate and public-health data for North Dakota. It is not legal, insurance, or medical advice. For decisions, consult a licensed professional and your state and federal agencies. Last reviewed 2026-09-02.
MS
Mold Scanner AI Editorial Team
Published September 2, 2026. Climate figures from NOAA NCEI. Legal and licensing facts checked against the agency and statute pages cited at the bottom of this report.
01Climate record

The North Dakota humidity profile

North Dakota's four NOAA stations report 70 to 73 percent annual mean relative humidity with morning means of 81 to 83 percent. Read those alongside the calculated annual mean dew point, which runs 32 to 34 F, and the picture resolves: this is very cold air holding almost no water, and a high percentage reading that means very little in absolute terms. Relative humidity peaks in December at 77 percent and February at 76 percent, which are the two months every building in the state is sealed and heated.

73%
Highest mean RH on file, Grand Forks
NOAA NCEI
77%
December monthly mean relative humidity, the year's peak
NOAA NCEI
64%
May monthly mean relative humidity, the year's low
NOAA NCEI
23.9 in
Wettest annual normal on file, Fargo
NOAA NCEI

That makes North Dakota an almost pure indoor-moisture state for half the year. Showers, cooking, laundry and people put water into a tightly sealed volume, and the only cold surfaces available are windows, exterior wall cavities and attic sheathing above a leaky ceiling plane. The state DEQ names condensation alongside pipe leaks, roof leaks and high ground water as the ways moisture gets into a home, and in a state with no mountain range to its north, arctic air sits on the building envelope for months at a time.

The bulk-water half of the story is spring meltwater, and the Red River Valley is one of the most flood-prone areas in the United States for a structural reason. The Red has a very low gradient and it flows north, so the southern reach thaws before the downstream channel does, creating ice jams that back water up into the tributaries. NOAA records that Fargo has seen the Red exceed major flood stage 18 times in more than a century of gage records, with a record set by the 1997 snowmelt flood and beaten in 2009. In June 2011 record levels on the Souris River flooded 4,000 homes in Minot. Of the 24 billion-dollar disasters affecting North Dakota from 1980 to 2024, four were floods, and the 1997 spring melt across North Dakota, South Dakota and Minnesota alone cost $7.3 billion.

North Dakota against the national picture

MetricNorth DakotaWhat it means indoorsSource
Annual mean relative humidity70 to 73%High as a percentage, and highest in the coldest monthsNOAA NCEI Comparative Climatic Data
Morning mean relative humidity81 to 83%Above 80 percent, though in very cold air that carries little waterNOAA NCEI Comparative Climatic Data
Calculated annual mean dew point32 to 34 FAmong the lowest in the country, which is why winter moisture is generated indoorsCalculated from NOAA 1991 to 2020 normals
Annual normal precipitation15.1 to 23.9 inLow in total, so the water that matters arrives as meltwater rather than rainNOAA NCEI 1991 to 2020 normals

Relative humidity figures are the mean of the morning and afternoon observations NOAA publishes for each first-order station, rounded to whole percent. Dew point is calculated from the NOAA normal mean temperature and that mean relative humidity using the Magnus formula, so treat it as a derived figure rather than a published one.

Figure 1Inches of precipitation

How much water the sky delivers, station by station

Fargo takes 23.9 inches a year against 15.1 at Williston. Bulk water is the mechanism behind most basement and crawl space mold, so the wettest station is the one to plan around.

07142128Grand Forks: 21.7 Inches per year21.7Grand ForksFargo: 23.9 Inches per year23.9FargoBismarck: 19.1 Inches per year19.1BismarckWilliston: 15.1 Inches per year15.1WillistonInches per year
07142128Grand Forks: 21.7 Inches per year21.7GrandForksFargo: 23.9 Inches per year23.9FargoBismarck: 19.1 Inches per year19.1BismarckWilliston: 15.1 Inches per year15.1WillistonInches per year
Source: NOAA NCEI 1991 to 2020 normals. Mold Scanner AI
View the data
North Dakota annual normal precipitation by station
StationAnnual normal
Grand Forks21.7 in
Fargo23.9 in
Bismarck19.1 in
Williston15.1 in
Four factors that shape mold in North Dakota: a long sealed heating season, Red River spring flooding, no state mold license, and a repair-and-deduct remedy
Exhibit BFour things shape mold in North Dakota: a heating season long enough that all the moisture is indoor moisture, Red River spring flooding, no state mold license, and a repair-and-deduct remedy with no fixed clock.
02Station record

North Dakota stations ranked by measured humidity

Methodology

Methodology. Ranked by annual mean relative humidity, the one input that traces to a station record rather than an opinion. Relative humidity is the mean of NOAA's published morning and afternoon values. Mean dew point is calculated from the NOAA 1991 to 2020 normal mean temperature and that mean relative humidity. The humidity band names what the column measures and nothing more. Humidity is not the whole story: a burst supply line in the driest metro on this table soaks the same drywall as a humid August, and EPA guidance treats wet porous material as at risk of mold growth after 24 to 48 hours either way.

Figure 2Percent, 4 locations

Every place on file, ranked by mean RH

Grand Forks reads 73% against 70% at Bismarck. The target for a basement is 50 percent, so every row on this chart sits above it.

Mean RHMorning RH
60%65%70%75%80%85%90%Grand ForksGrand Forks: 73% mean RH73%Grand Forks: 83 percent morning RHFargoFargo: 72% mean RH72%Fargo: 81 percent morning RHBismarckBismarck: 70% mean RH70%Bismarck: 81 percent morning RHWillistonWilliston: 70% mean RH70%Williston: 81 percent morning RH
60%65%70%75%80%85%90%Grand ForksGrand Forks: 73% mean RH73%Grand Forks: 83 percent morning RHFargoFargo: 72% mean RH72%Fargo: 81 percent morning RHBismarckBismarck: 70% mean RH70%Bismarck: 81 percent morning RHWillistonWilliston: 70% mean RH70%Williston: 81 percent morning RH
Source: NOAA NCEI Comparative Climatic Data. Mold Scanner AI
View the data
North Dakota locations ranked by mean RH
#PlaceMean RHMorning RHAnnual precip
1Grand Forks73%83%21.7 in
2Fargo72%81%23.9 in
3Bismarck70%81%19.1 in
4Williston70%81%15.1 in
#StationMean RHMorning RHMean dew ptAnnual precipHumidity bandNotes
1Grand Forks73%83%32 F21.7 inVery humidThe highest humidity in the state at 73 percent. Red River Valley, at the heart of the ice-jam flood mechanism.
2Fargo72%81%34 F23.9 inHumidThe wettest station at 24.0 inches. The Red has exceeded major flood stage here 18 times in a century of records.
3Bismarck70%81%34 F19.1 inHumidMissouri River. Drier at 19.1 inches, and the flood mechanism here is upstream reservoir management rather than ice jams.
4Williston70%81%33 F15.1 inHumidThe driest station at 15.1 inches. Very cold and very dry, so essentially all indoor moisture is generated indoors.
Station notes / what each row means on the ground
01

Grand Forks

The highest humidity in the state at 73 percent. Red River Valley, at the heart of the ice-jam flood mechanism.

02

Fargo

The wettest station at 24.0 inches. The Red has exceeded major flood stage here 18 times in a century of records.

03

Bismarck

Missouri River. Drier at 19.1 inches, and the flood mechanism here is upstream reservoir management rather than ice jams.

04

Williston

The driest station at 15.1 inches. Very cold and very dry, so essentially all indoor moisture is generated indoors.

Three points separate the whole state, and the ranking is not the point. What separates a North Dakota house is its position relative to the Red or the Souris, and how well its envelope is air-sealed. A tight, well-insulated house in Williston with a working bath fan has less mold risk than a leaky 1950s house in Grand Forks, regardless of what these two rows say.

The east-to-west precipitation gradient is the real split. Fargo takes 24.0 inches a year and Williston takes 15.1, a difference of nine inches across the state. But flood risk in the Red River Valley is not driven by local rain at all. It is driven by how much snow fell over the winter, how fast it melts, and whether the downstream channel is still frozen when the upstream water arrives. A dry summer is no protection. Neighboring reports for Minnesota, South Dakota and Montana cover the same cold-climate mechanism.

03Biological record

Common mold species in North Dakota homes

EPA and CDC name the same core genera for cold climates. In North Dakota they concentrate at the cold edges of a sealed building through the winter, and in flood-soaked material in the spring.

Cladosporium

Cladosporium spp.

The most commonly found indoor mold nationwide and the standard North Dakota window-sill find. Olive-green to black, usually a fine speckle on the sill and lower sash where condensation collects every winter night. EPA lists it among the common allergenic indoor molds.

Penicillium

Penicillium spp.

Blue-green and powdery, on cardboard, paper, carpet padding and stored fabric. In a basement that took meltwater in April, it is the first thing to appear. EPA lists Penicillium among the most frequently recovered genera in indoor air samples.

Aspergillus

Aspergillus spp.

Black, green or brown depending on species. It wants steady moisture and organic dust: bathroom grout in a house with a weak exhaust fan, the back of a closet against an exterior wall, a humidifier reservoir. EPA and CDC flag Aspergillus species as allergens and, in rare cases, as a cause of aspergillosis in people who are immunocompromised.

Stachybotrys chartarum

Stachybotrys chartarum

The species commonly called toxic black mold. It needs sustained wet cellulose, which in North Dakota means drywall that stood in spring meltwater or a ceiling that took weeks of ice dam water. Visible black slimy growth on water-stained drywall is the signature. Do not disturb it.

Alternaria

Alternaria alternata

Dark green to black, on window tracks, shower stalls and condensation-prone surfaces. It is a common allergen panel entry and is often correlated with asthma flare-ups in sensitive individuals per EPA remediation guidance.

Aureobasidium

Aureobasidium pullulans

Pink to black, on caulk, grout and painted window frames. It is the growth most often mistaken for dirt on a bathroom window frame, because it starts as a pink film on the caulk bead before it darkens.

Species information is general and informational. Health responses vary. See a licensed physician for symptom evaluation. Species sources: EPA Mold Remediation in Schools and Commercial Buildings, EPA A Brief Guide to Mold Moisture and Your Home, CDC National Center for Environmental Health guidance.

04Cost drivers

What mold remediation costs in North Dakota

No North Dakota agency publishes a mold remediation price schedule. The Department of Environmental Quality runs mold as an information program only, alongside the asbestos and lead programs it actually licenses, and its mold page is guidance rather than pricing. What DEQ does publish is useful before you get a quote: a step-by-step cleanup protocol including sealing the work area, covering air vents, and bagging porous materials before removal. If a bidder's plan does not include those steps, it is not a containment plan.

In North Dakota the biggest cost driver is whether the basement was finished. An unfinished basement that takes meltwater is a pump, a dehumidifier and time. A finished basement is a demolition and rebuild: drywall out, studs exposed, carpet and pad gone, and cabinetry out. The mold work is a small line on that invoice and the reconstruction is most of it.

The second driver is timing, and it is sharper here than in most states because spring flooding is forecast weeks ahead from snowpack. That means equipment and crews are booked before the crest arrives, and the household that decides who it would call in February pays less and waits less than the one that starts calling in April. In a thinly populated state with a small restoration contractor pool, that gap is real money.

The third is that nobody is licensed for mold work here, so bids will differ in scope as much as in price. Get an itemized written scope from each. Our national mold remediation cost guide covers what moves a quote in any market, and the cost estimator lets you scope your own job first.

On insurance, the North Dakota-specific point is that overland flooding is not covered by a standard homeowners policy, and neither is sewer and drain backup without a separate endorsement. In the Red River Valley, both are the events that actually happen. Flood coverage comes from the National Flood Insurance Program and carries a 30-day waiting period, so it cannot be bought once a spring crest is forecast. Take questions to the North Dakota Insurance Department, and read our guide to homeowners insurance and mold.

05Licensing

Mold remediation licensing in North Dakota: who can legally do the work

Finding 01 / Licensing North Dakota does not license, certify or register mold assessors or mold remediators.
Contractor licensing here runs through the Secretary of State rather than a trade board, and it is a single license with four classes based on the size of the contract rather than a list of trade classifications. Source: ND Secretary of State: Contractor licensing.

North Dakota does not license, certify or register mold assessors or mold remediators. Contractor licensing here runs through the Secretary of State rather than a trade board, and it is a single license with four classes based on the size of the contract rather than a list of trade classifications. Any job over $4,000 requires one, and an applicant must file a certificate of liability insurance and a Workforce Safety and Insurance verification.

The Secretary of State's own page lists the specialized licenses that sit outside the contractor license, and that list is electrical, plumbing, asbestos abatement through the Department of Environmental Quality, and transient merchant. Mold is not on it. DEQ licenses asbestos and lead abatement and treats mold as an information program only, which is a deliberate line rather than an oversight.

The $4,000 threshold is low enough that most genuine remediation jobs cross it, so the Secretary of State's contractor search is a real check. It confirms the company carries liability insurance and Workforce Safety and Insurance coverage, which matters when crews are working in your basement, and it gives you a place to file a complaint. It does not tell you whether they know how to dry a wall.

For the mold work you are building the credential check yourself. Ask for IICRC certification and ask whether the work will follow ANSI/IICRC S520, the industry consensus standard. Ask whether the same firm is assessing and remediating, since nothing in North Dakota separates those roles. Ask for daily moisture readings by material, which is what proves the job was finished rather than merely stopped. And after a flood, verify the contractor search entry for any crew that arrived in the state after the water did.

06Statute

North Dakota mold laws and tenant rights

North Dakota has no mold-specific statute. A mold complaint runs through N.D.C.C. § 47-16-13.1(1), which requires a landlord of a residential dwelling unit to comply with applicable building and housing codes materially affecting health and safety, to make all repairs and do whatever is necessary to put and keep the premises in a fit and habitable condition, to keep common areas clean and safe, and to maintain electrical, plumbing, sanitary, heating, ventilating and air conditioning systems in good and safe working order. A mold complaint runs through the fit-and-habitable duty and the systems duty.

Subsection (2) gives the landlord "a reasonable time" to remedy noncompliance rather than a fixed number of days, which puts North Dakota with West Virginia and Vermont rather than with Iowa's 7 days. What counts as reasonable depends on severity and season, and in a state where a burst pipe in January is genuinely urgent and a slow basement seep in July is not, that flexibility cuts both ways.

The remedy North Dakota does give is concrete. Under N.D.C.C. § 47-16-13, a tenant who has given notice of dilapidations the landlord ought to repair, and who has waited a reasonable time, may repair the condition and deduct the cost from rent, recover it another way, or vacate and be discharged from further rent. Section 47-16-13.5 lets an aggrieved party recover damages subject to a duty to mitigate, and § 47-16-13.6 allows the court to award attorney fees to the prevailing party.

The attorney-fee provision is the one worth noticing, because it changes the economics of a small claim. A tenant with a documented, ignored mold complaint and a modest damages figure can bring a case that would otherwise cost more than it recovers. Build the record: dated written notice, photographs of the growth and the water source, and a log of every response. Our landlord letter generator produces that notice, and our guide to mold and apartment rights covers the general playbook.

General information, not legal advice. For your situation, talk to a North Dakota attorney, a legal aid office, or your local tenant council.

07Actions

North Dakota-specific actions

A sealed house for six months and a river that floods on the thaw. Three moves cover most of it.

A. Run indoor humidity down through the heating season

North Dakota's relative humidity peaks in December and February, and in a 33 F dew point climate the moisture that matters indoors is the moisture you make. Target roughly 30 to 35 percent indoor relative humidity in the cold months, not 50, because anything higher condenses on cold glass and inside cold wall cavities. Run bath and kitchen exhaust fans on a timer, confirm the dryer vents outside and that the flap opens, and turn a furnace humidifier down in January. Condensation running down onto the sill is the signal you are over the line. Our indoor humidity calculator reports measured relative humidity plus calculated dew point.

B. Plan the spring flood in February, not April

Red River flooding is forecast from snowpack weeks in advance, which is an advantage almost no other flood-prone region has. Use it. Know whether your address is in a mapped flood plain, know whether you carry flood coverage and a sewer-and-drain-backup endorsement, and remember the National Flood Insurance Program's 30-day waiting period means you cannot buy in once a crest is forecast. Decide in February who you would call for water extraction, because in April they are booked.

C. Treat wet material on the 48-hour clock and follow the DEQ protocol

After meltwater or a burst pipe, remove standing water the same day. Pull saturated carpet padding, cut wet drywall back a foot above the high water line rather than trying to dry it in place, and run air movers and a dehumidifier. DEQ's own cleanup protocol adds the containment steps most homeowners skip: seal the work area, cover the air vents so you are not distributing spores through the ducts, and bag porous materials before you carry them out. Photograph everything before you remove it.

08Seasonal record

Seasonal risk profile for North Dakota

Monthly mean relative humidity across North Dakota's four NOAA stations. The peak is in December and February, in the coldest months, which is the signature of a state where winter moisture is generated indoors.

Figure 3Percent, monthly mean

North Dakota relative humidity peaks in December

The monthly mean runs from 64 percent in May to 77 percent in December, a 13 point swing across the year.

55%60%65%70%75%80%85%Jan: 75 percent mean relative humidityJFeb: 76 percent mean relative humidityFMar: 75 percent mean relative humidityMApr: 67 percent mean relative humidityAMay: 64 percent mean relative humidityMJun: 68 percent mean relative humidityJJul: 68 percent mean relative humidityJAug: 68 percent mean relative humidityASep: 68 percent mean relative humiditySOct: 69 percent mean relative humidityONov: 75 percent mean relative humidityNDec: 77 percent mean relative humidityD77% peak64% low
55%60%65%70%75%80%85%Jan: 75 percent mean relative humidityJFeb: 76 percent mean relative humidityFMar: 75 percent mean relative humidityMApr: 67 percent mean relative humidityAMay: 64 percent mean relative humidityMJun: 68 percent mean relative humidityJJul: 68 percent mean relative humidityJAug: 68 percent mean relative humidityASep: 68 percent mean relative humiditySOct: 69 percent mean relative humidityONov: 75 percent mean relative humidityNDec: 77 percent mean relative humidityD77% peak64% low
Source: NOAA NCEI Comparative Climatic Data. Mold Scanner AI
View the data
North Dakota monthly mean relative humidity
MonthJanFebMarAprMayJunJulAugSepOctNovDec
Mean RH75%76%75%67%64%68%68%68%68%69%75%77%

December through February is the indoor-moisture window. The daily mean sits at 75 to 77 percent while the air outside carries almost no water at a 33 F dew point. Every cold surface in a sealed house becomes a condensation target, and window sills and exterior-wall closet corners go first. The fix is ventilation and a lower indoor humidity target, not a dehumidifier fighting outdoor air.

April is the meltwater window. The daily mean drops to 67 percent but that is irrelevant: what matters is snowpack melting over ground that is still frozen, running toward a river that thaws from the south while its northern reach is still ice. Walk the perimeter after the thaw, test the sump pump and its backup, and check the base of every basement wall within 48 hours of the crest.

July and August are the mildest months for humidity at 68 percent, which makes them the right window for any work that needs a dry structure. If you are going to open a wall, encapsulate a crawl space, or air-seal an attic, do it in the summer while the ambient air is helping. The mold risk by ZIP tool gives you the local read.

Mold growth on a mattress surface of the kind that follows sustained condensation in a cold-climate bedroom
Exhibit CMold growth on a mattress surface of the kind that follows sustained condensation in a cold-climate bedroom
09Directory

Where to get help in North Dakota

North Dakota's mold page belongs to the Department of Environmental Quality rather than to Health and Human Services, which surprises most people looking for it. Anything attributing a North Dakota mold page to the health department is wrong.

the state's mold page, with a cleanup and containment protocol
ND DEQ
§ 47-16-13.1 duties, § 47-16-13 repair and deduct
ND Legislature
the $4,000 threshold, license verification, complaints
ND SoS
denied water damage and mold claims
NDID
complaints against restoration contractors
ND AG
Red River and Souris River flood operations
NDDES
land-grant guidance on removal and prevention
NDSU Extension
technical reference
Federal
10Q and A

Questions on file

Does North Dakota require a license for mold remediation?

No. Contractor licensing in North Dakota runs through the Secretary of State rather than a trade board, and it is one license with four classes based on contract size, required for any job over $4,000. The Secretary of State lists the specialized licenses that sit outside it, and that list is electrical, plumbing, asbestos abatement through the Department of Environmental Quality, and transient merchant. Mold is not on it. DEQ licenses asbestos and lead abatement and runs mold as an information program only. The contractor search is still worth using, because it confirms liability insurance and Workforce Safety and Insurance coverage.

Source 1, North Dakota Department of Environmental Quality
How long does a North Dakota landlord have to fix mold?

The statute says a reasonable time rather than a fixed number of days. N.D.C.C. § 47-16-13.1(1) requires the landlord to make all repairs necessary to keep the premises fit and habitable and to maintain plumbing, heating, ventilating and air conditioning systems, and subsection (2) gives a reasonable time to remedy. The remedy at § 47-16-13 lets a tenant who gave notice and waited a reasonable time repair the condition and deduct the cost from rent, recover it another way, or vacate and be discharged from further rent. Section 47-16-13.6 also allows the court to award attorney fees to the prevailing party, which changes the economics of a small claim.

Where is North Dakota's state mold page?

At the Department of Environmental Quality, not at Health and Human Services, which is where nearly everyone looks first. DEQ's Indoor Air mold and moisture page covers what mold is, health effects, why a building with chronic moisture problems will develop a mold problem, why testing is often expensive and unnecessary, a moisture control checklist, and a step-by-step cleanup protocol that includes sealing the work area, covering air vents and bagging porous materials before removal. Any source attributing a North Dakota mold page to the health department is pointing at something that does not exist.

Source 1, North Dakota Department of Environmental Quality
Why does the Red River flood in spring?

Because of its gradient and its direction. The Red has a very low gradient and it flows north, so the southern reach thaws before the downstream channel does, and the meltwater arrives at ice that has not broken up yet. That creates ice jams that back water up into the tributaries. NOAA records that Fargo has seen the Red exceed major flood stage 18 times in more than a century of gage records, with a record set by the 1997 snowmelt flood and beaten in 2009. The useful consequence is that these floods are forecast from snowpack weeks ahead, which gives you a planning window most flood-prone regions do not get.

Why does North Dakota humidity peak in winter?

Because relative humidity is measured against temperature, and very cold air holds almost no water. North Dakota's calculated annual mean dew point runs 32 to 34 F, so a 77 percent December reading represents a tiny absolute amount of moisture. Indoors that inverts the problem: in a sealed, heated house the moisture that matters comes from showers, cooking and laundry, and it condenses on cold glass and inside cold wall cavities. The winter target is a lower indoor humidity, roughly 30 to 35 percent, and better ventilation, not a dehumidifier.

Does insurance cover Red River Valley flood damage?

Not under a standard homeowners policy. Overland flooding is excluded, and sewer and drain backup usually requires a separate endorsement. Flood coverage comes from the National Flood Insurance Program and carries a 30-day waiting period, which means it cannot be bought once a spring crest is forecast, and North Dakota crests are forecast weeks ahead. Sudden and accidental discharge, such as a burst pipe in a cold snap, is normally covered, and mold following a covered event is often covered up to a fixed sublimit. Take coverage questions to the North Dakota Insurance Department.

11Register

Source register

Every source chip on this page points here. Agency and statute pages first, then the federal technical references.

01ND DEQ: Indoor Air, Mold and MoistureNorth Dakota Department of Environmental Quality
02N.D.C.C. chapter 47-16: Leasing of real propertyNorth Dakota Legislative Branch
03ND Secretary of State: Contractor licensingNorth Dakota Secretary of State
04NOAA NCEI State Climate Summary: North DakotaNOAA National Centers for Environmental Information
05NOAA NCEI Billion-Dollar Weather and Climate Disasters: North DakotaNOAA National Centers for Environmental Information
06NOAA NCEI: Comparative Climatic Data, mean relative humidity by stationNational Oceanic and Atmospheric Administration
07NDSU Extension: Remove Mold for a Healthy Home (AE1202)North Dakota State University Extension
08EPA: A brief guide to mold, moisture, and your homeUS Environmental Protection Agency
09ANSI/IICRC S520: Standard for Professional Mold RemediationInstitute of Inspection, Cleaning and Restoration Certification
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